Hi Michelle! Have you started the SS yet? Inquiring minds want to know!
I have been doing good on SS, but I am not seeing any losses. Not too happy about that.
Yesterday, saw the Dr and this clinic does not do a hormone panel. We spoke about the depression that I experience. But, she did not feel that anti-depressants would help me. She did order up a fasting blood-work panel for me. Had the blood drawn this morning.
I felt hopeful when I arrived at the office yesterday, but was put into a minor depressed "funk" when I left. She said that hormone panels do not mean much and since I am over & past menopause (no hot flashes), I should just deal with it. (Not what I wanted or needed to hear)
My mild depression goes back a few years. My boss laid me off from full time work, yet retained me as a "sub-contractor" to continue doing the bookkeeping work and payroll. For the most part, he only need a part time gal 2 or 3 days a week. So, I have stayed and the pay is a bit better, but I pay my own taxes and have no insurance. Insurance for me would run about $650+/month at my age (56). Too expensive and out of my financial means.
So, in the past 3 years, I have received mixed blessings but, stress was a major contributor. I defaulted on my mortgage and applied for the Making Homes Affordable program. After 17 months of playing the waiting game, I was denied. I tried to appeal that, but was denied that too. So, I decided to let my home go into foreclosure. Then the bank wanted to give me another chance at MHA (about Sept 2011) and the refi. That went a bit quicker, but, like the first time - I got denied AGAIN!
I did find another part time job and this was going great. Then... I was subpenaed to court about foreclosure. At this time, I was given info about HUD housing assistance program. To I jumped on it. Gotta be as pro-active as I can to stay where I'm at. So, I applied for refi assistance and let HUD counselor do the dirty work for me. So, at court, I told the judge that I had already started my new refi with HUD. We held out for a continuance...
I also had to go to the County Hospital (no insurance) because of my throat, my right tonsil had been swollen for 3 months and nothing seems to be helping. That is when I found out I may have lymphoma and all this just a few weeks away from Christmas 2011. I said nothing to my family about my tonsil over the Holidays... except my dad was the only one that knew. A week into January, I had completed the CT scan and now got the results from pathology that I have squamous cell carcinoma in the right tonsil. The surgery was scheduled for the last week in Jan 2012 and this would involve removal of the right tonsil and margins in my throat and a neck dissection to remove lymph nodes from the right side of the neck. All this would include a 3-4 day stay in the hospital.
It was good to know that I had stage 1 cancer and the lymph nodes were clean! I was out of work for two weeks at both jobs. Two weeks later, I got laid off from one PT job. In the meantime, I did not look for more work. Partly, there was nothing out there and I had more tests done to see if there is any other suspicious activity going on in my throat. And, there was. This is what I have been recovering from... But, at least there is NO CANCER! There could have been cancer. It would not go over well if I had just gotten a new PT job and then say - o by the way, I have throat cancer and I will be going in for radiation treatments... I wanted to wait for the outcome.
Back in 2010, while I was laid off, I did apply for weatherization assistance. I ended up getting (3) triple pane double hung windows, new sliding glass door, new furnace, new refrigerator, new upgraded gas line w/shutoff valve for furnace and oven, fire extinguishers, and Fire alarm detector and CO2 detector, all for free for my condo.
Also, My mortgage company has approved a new loan modification for my condo and to make it within my (then 2 PT job budget), they are forgiving about 55% of the principle loan amount. Holy guacamole! That's alot! This has also reduced my mortgage payment accordingly. I finished my (3) trial payments and 2 more since. I singed the new loan agreements and now waiting for the completed paperwork from the bank. My new condo loan is still over the current market price, but not by much. At least, I will be able to soon, build up equity in my home.
Now that I will not be moving... I have a few projects I want to complete before I start job hunting. The first project is ME and loosing weight! Second, some much needed painting. Glad the summer is nearing the end and the weather is not so hot and steamy!
But, I would like a full hormone panel, but, for now, it is not within my financial means. So, let's see how slow my weight losses will be. I may jump into the classic FFP by Monday, if there is no change in weight loss or inch reduction.
I know this journal is long, but I had lots to get off my chest. Too bad that doesn't contribute to weight loss too! :0)














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I also want to earn $2 per pound in Uni Key products.
Yea! So glad I could help. Isn't it amazing how just a bit of refocus helps us make the choice to continue being a LOOSER


