Hi Michelle! Have you started the SS yet? Inquiring minds want to know!
I have been doing good on SS, but I am not seeing any losses. Not too happy about that.
Yesterday, saw the Dr and this clinic does not do a hormone panel. We spoke about the depression that I experience. But, she did not feel that anti-depressants would help me. She did order up a fasting blood-work panel for me. Had the blood drawn this morning.
I felt hopeful when I arrived at the office yesterday, but was put into a minor depressed "funk" when I left. She said that hormone panels do not mean much and since I am over & past menopause (no hot flashes), I should just deal with it. (Not what I wanted or needed to hear)
My mild depression goes back a few years. My boss laid me off from full time work, yet retained me as a "sub-contractor" to continue doing the bookkeeping work and payroll. For the most part, he only need a part time gal 2 or 3 days a week. So, I have stayed and the pay is a bit better, but I pay my own taxes and have no insurance. Insurance for me would run about $650+/month at my age (56). Too expensive and out of my financial means.
So, in the past 3 years, I have received mixed blessings but, stress was a major contributor. I defaulted on my mortgage and applied for the Making Homes Affordable program. After 17 months of playing the waiting game, I was denied. I tried to appeal that, but was denied that too. So, I decided to let my home go into foreclosure. Then the bank wanted to give me another chance at MHA (about Sept 2011) and the refi. That went a bit quicker, but, like the first time - I got denied AGAIN!
I did find another part time job and this was going great. Then... I was subpenaed to court about foreclosure. At this time, I was given info about HUD housing assistance program. To I jumped on it. Gotta be as pro-active as I can to stay where I'm at. So, I applied for refi assistance and let HUD counselor do the dirty work for me. So, at court, I told the judge that I had already started my new refi with HUD. We held out for a continuance...
I also had to go to the County Hospital (no insurance) because of my throat, my right tonsil had been swollen for 3 months and nothing seems to be helping. That is when I found out I may have lymphoma and all this just a few weeks away from Christmas 2011. I said nothing to my family about my tonsil over the Holidays... except my dad was the only one that knew. A week into January, I had completed the CT scan and now got the results from pathology that I have squamous cell carcinoma in the right tonsil. The surgery was scheduled for the last week in Jan 2012 and this would involve removal of the right tonsil and margins in my throat and a neck dissection to remove lymph nodes from the right side of the neck. All this would include a 3-4 day stay in the hospital.
It was good to know that I had stage 1 cancer and the lymph nodes were clean! I was out of work for two weeks at both jobs. Two weeks later, I got laid off from one PT job. In the meantime, I did not look for more work. Partly, there was nothing out there and I had more tests done to see if there is any other suspicious activity going on in my throat. And, there was. This is what I have been recovering from... But, at least there is NO CANCER! There could have been cancer. It would not go over well if I had just gotten a new PT job and then say - o by the way, I have throat cancer and I will be going in for radiation treatments... I wanted to wait for the outcome.
Back in 2010, while I was laid off, I did apply for weatherization assistance. I ended up getting (3) triple pane double hung windows, new sliding glass door, new furnace, new refrigerator, new upgraded gas line w/shutoff valve for furnace and oven, fire extinguishers, and Fire alarm detector and CO2 detector, all for free for my condo.
Also, My mortgage company has approved a new loan modification for my condo and to make it within my (then 2 PT job budget), they are forgiving about 55% of the principle loan amount. Holy guacamole! That's alot! This has also reduced my mortgage payment accordingly. I finished my (3) trial payments and 2 more since. I singed the new loan agreements and now waiting for the completed paperwork from the bank. My new condo loan is still over the current market price, but not by much. At least, I will be able to soon, build up equity in my home.
Now that I will not be moving... I have a few projects I want to complete before I start job hunting. The first project is ME and loosing weight! Second, some much needed painting. Glad the summer is nearing the end and the weather is not so hot and steamy!
But, I would like a full hormone panel, but, for now, it is not within my financial means. So, let's see how slow my weight losses will be. I may jump into the classic FFP by Monday, if there is no change in weight loss or inch reduction.
I know this journal is long, but I had lots to get off my chest. Too bad that doesn't contribute to weight loss too! :0)
Wow! You have been through such a rough time! You should feel so good about yourself and how strong you have been!
I know what you mean about Making Homes Affordable Program. What a joke right? They strung me along for 13 months before denying me it. They keep waiting, and waiting, and waiting until BAM! A tree literally fell on my house! That's probably the only reason they made a decision. Was out of my house for 6 months but State Farm Insurance was awesome (contractor was another story....). Reapplied after that cause they said so but again denied for "making too little money" Well, duh! Isn't that who the program is supposed to help? Never late on a payment since I got my divorce and refi-ed in my name for 3 years making "too little money". What a crock that program is....
Glad you got the house stuff situated. It really messes with your head not knowing about where you are going to end up. Was really worried for my son since that is the only place that he has ever known. I finally found a guy who promised to get me refi-ed and after about 6 months got his bosses to approve my loan for a savings of $350 a month! Woo hoo! Saved me since 5 years ago we got at 10% pay cut at work, now have to pay $60/month for insurance, and now have to pay $37 month for bus pass (all which used to be part of our benefits). And of course we have not had a raise since then to bring us back up to what we were making 5 years ago and things never the less keep getting more and more expensive! That $350 is about breaking me even but hoping for at least a cost of living raise this year!
But to answer your question, I'm going to do the Fast Track Detox starting Monday (can get it in before my parents come for a visit bringing my son back from his vacation with them) and then will switch into the Smoothie Shakedown when they leave around Sept. 16. I'm going to do measurements as well as weight (since they are what really matters to me) so that if the scale dosen't go down I'll still be motivated. My boyfriend also is going to do it with me which will really help!
That's too bad about your doctor not doing the panels for you. I have insurance and those aren't covered for me so too expensive as well. Wish I could so that I could have a baseline before the program to compare later too. Am going to do the before pic as well so I can do the $2 per lb program they have going though! Every little bit helps!!!! Sorry to rant on your blog though!!!! Hope to talk to you again soon
So good to hear your story on your mortgage. Just starting that process. Hoping to have something work out with my mortgage so I can keep my home. We'll see how that goes. Doesn't sound fun that it can take such a long time. We'll see how that goes. Would love to have part of the original principal reduced. Loving that idea!
Really appreciate the heartfelt sharing. Let's me know that we're all dealing with challenges. Not dealing with them in a lonely vacuum makes all the difference.
Not gonna weigh myself until tomorrow. I don't feel like I have lost much. But, I have resolved to do this for one more week no matter what the scale says! Then I will move over to FFP. Gotta get serious and hunker down and loose. I want to be a LOOSER! I also want to earn $2 per pound in Uni Key products.
Yes, the mortgage refi finally worked! It only took 4 tries! But, that's Bank of America! In fact, I just got the final signed documents yesterday from FedEx. My mortgage refi is now finalized and the payments are really manageable! My tenacity in this really did pay off! But, at what cost? Stress? Weight gain? Depression? That's a high price to pay. Now, I gotta find the character to break all these bad and destructive habits! I also have to break my fill the frig with food habit. Just buy what I will eat within 3-4 days. So much to work on... where do I start? I think I'll go drink some cranwater and rebound.
I am only down 1.5 pounds! GAAAAAHHH!
I don't understand.
How is it that I loose 7 pounds with a tonsillectomy and on 1.5 on SS in a week????????
My resolve may change here in a bit.
Maybe just go to FFP Classic.
I know I should not be discouraged, but that does come easy for me.
I should just buck up and keep on keeping on.
Let's see - you are missing 1.5 pounds! That is a celebration!
Yes it would have been nice to see more. But you are down 1.5 Pounds!
That's 1/2 a can of Crisco off your body. Just imagine smearing that 1/2 can on your stomach or butt and carrying it around again.
Nope. Don't wanna do that.
YOUR A LOOSER! YES! A 1.5 LB LOOSER THIS WEEK!
Keep that up for a year and you'd be missing over 75 pounds and be dancing!
We Wendy's must persevere. I went up 4 pounds and down four pounds and am just thankful I'm back to where I was before the water ganged up on me.
Remember - WENDY = Incredible Shrinking Women
And so we are...one pound at a time.
Wendy - I sooooo needed that uplift and encouragement. You are right - a loss is a loss. But on the SS program, one can loose up to 20 pounds. I guess the key words here are "up to". I guess my expectations were too high.
I have decided to go to FFP, at least I can eat more. This will be my start for Monday.
Well done, Michele!
Glad to hear you're reaping the benefits of your efforts and commitment. Go YOU!